CCPA Notice (California residents)

Do Not Sell My Personal Information

If you are a California resident, you have the right to direct us not to sell your personal information at any time. You may submit your request by sending an email with the Subject Line “CCPA Do Not Sell My Information”. In your request, please provide us with enough information to identify you, including

your full name;

physical address;

phone number;

email address;

proof of your identity (e.g. driver’s license or passport);

and a description of what right you want to exercise.

Once your request is submitted, we will reach out to you within 2 business days to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.

However, if you opt-out, please note that we will be unable to help you find a loan or other product or services that may be of interest to you through our Network Partners. In order to opt-in, please resubmit your request, which lets us know that you want to sell your information to deliver the products and services you requested.

YOUR RIGHTS UNDER THE CCPA

General Information.

If you are a California Resident, you are entitled to additional rights over your personal information under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws. This section summaries the categories of information we collect about you, why the information is collected, who we share your information with, and for what reason that information is shared.

Category of Information :- Identifiers

Examples :-Name, internet protocol address, email address, or other similar identifiers

Source of Information :-Consumer, third-party data providers, marketing partners, and advertising partners

Purpose of Collection :-For us to provide services, market to you, analyze your use, conduct research, maintain security of our systems and operations, and to meet our legal compliance requirements

Who Do We Share With :-Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, web analytics providers, service providers, vendors, customer support providers, data processing providers, law enforcement, government authorities, parties that legally compel us to share your information

Category of Information:- Personal information categories listed in the California Customer Records statute

Examples :-Name, address, telephone number, driver’s license or state identification number, employer, social security number, bank account number

Source of Information :-Consumer and third-party data providers

Purpose of Collection :-For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations, and to meet our legal compliance requirements

Who Do We Share With :-Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, data processing providers, law enforcement, government authorities, parties that legally compel us to share your information

Category of Information :-Protected classification characteristics under California or federal law

Examples :-Age, military status

Source of Information :-Consumer and third-party data providers

Purpose of Collection :-For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations, and to meet our legal compliance requirements

Who Do We Share With :-Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, data processing providers

Category of Information :-Commercial information

Examples :-Product or service provider sites you choose to navigate to Source of Information :-Consumer and third-party data providers

Purpose of Collection :-For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations

Who Do We Share With :-Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, data processing providers

Category of Information :- Biometric data

Examples :- Keystroke data

Source of Information:- N/A

Purpose of Collection :- N/A

Who Do We Share With :- N/A

Category of Information :- Internet or similar network activity

Examples :- Information on a consumer’s interaction with a website, application, or advertisement Source of Information :- Consumer, web browsers, marketing partners, and advertising partners

Purpose of Collection :- For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations

Who Do We Share With :- Marketing partners, advertising partners, web analytics providers, security/anti-fraud providers

Category of Information :- Geolocation data

Examples:– Location

 Source of Information:- Consumer, web browsers, marketing partners, and advertising partners

Purpose of Collection:- For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations, and to meet our legal compliance requirements

Who Do We Share With:- Marketing partners, advertising partners, web analytics providers, security/anti-fraud providers

Category of Information :- Sensory data

Examples :- Audio, electronic, visual, or similar information

Source of Information:- N/A

Purpose of Collection:- N/A

Who Do We Share With :-N/A

Category of Information :- Professional or employment-related information

Examples :- Current employer, length of employment

Source of Information:- Consumer and third-party data providers

Purpose of Collection:- For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations

Who Do We Share With:- Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, data processing providers

Category of Information:- Inferences drawn from other personal information

Examples :- Profile reflecting a person’s preferences

Source of Information:- Third-party data providers, marketing partners, and advertising partners

Purpose of Collection:- For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations

Who Do We Share With:- Data processing providers, web analytics providers, and security/anti-fraud providers

Right to Know As a California resident, you have the right

to know the categories of personal information we collected about you.

the sources from which the personal information was collected;

the business or commercial purpose for which it collected or sold the personal information; and (iv) the categories of third parties with which the business shares personal information.

LoansLucre.com was created to help consumers access money without hassle and wasted time.

We look forward to helping you with your personal lending needs.

Address

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IMPORTANT: The Operator of this website is not a lender, financial institution, loan broker or an agent of a lender or loan broker and does not make any credit decisions. You may not qualify with any lender for any loan amount, or you may qualify with a lender for an amount that is much lower than what you are seeking. This service, which connects consumers with eligible third party lenders, is free to consumers. This service does, however, receive payment from lenders for referring lead data to them. Although multiple factors dictate the order in which lenders have the opportunity to purchase a lead, the highest bidding lender will most often get the opportunity. Lenders may perform credit checks through any credit reporting bureau and may also verify the information that you provide on this form including social security number, address, phone number, employment history, bank account information etc. Information may be shared with non-lenders or other intermediary service providers (like us) to help you connect with a lender. This service works with many different kinds of lending partners, including tribal lending institutions. Federally recognized Indian tribes are independent sovereign nations and their wholly owned entities are generally not required to follow state and local laws regarding rates, fees and other loan related conditions. However, Indian tribes and their wholly owned entities are required to follow some applicable federal laws. If you are connected with a tribal entity, be sure to check their rates as they may carry higher interest rates when compared to state-licensed lenders. The Truth in Lending Act requires lenders to disclose rates, fees and other important conditions of a loan. After checking the terms, make a determination of whether or not you can afford the payments. We earnestly encourage you to reject any offer that is not within your financial means. Short-term, small-dollar loans are not a long term solution to financial hardship. You may also consider seeking professional advice regarding your financial circumstances and alternatives to loan products. Late payments of loans may result in additional fees or collection activities, or both. Each lender has its own terms and conditions. Please familiarize yourself with your lender’s policies for further information. Additionally, failure to repay your loan may carry nonpayment penalties and collection activities. Please review nonpayment terms with your lender directly. Every lender has a different renewal policy please review your particular lender’s renewal policy for more information.

State Availability: Lenders that participate in the services provided by this website do not offer loans in every state. If you are from a state that the lenders do not service, you will not be able to be connected to a lender. Our service does not constitute an offer or solicitation for any loan products that are prohibited by state law. Additionally, this is not a solicitation for any particular loan and is not a loan offer.

Advertiser Disclosure: This website offers a 100% free service that connects consumers with third-party lenders and partners. While this is a free service to consumers, third-party lenders or partners may provide the operator of this website with a referral fee for referring consumers to them.