What are short term loans?

Short term loans are installment cash loans designed to be repaid over a shorter period, typically 3 to 36 months. These loans provide quick access to funds ranging from $100 to $5,000 with flexible payment terms.

How fast can I get installment cash?

Once approved for installment cash, you can receive funds as fast as the next business day. Our streamlined online application process takes just minutes to complete.

What is the difference between short term loans and installment cash?

Short term loans and installment cash are similar - both offer quick funding with fixed monthly payments. Installment cash typically refers to personal loans paid back in regular installments over 3-36 months with predictable payment schedules.

Disclaimer

Last Updated: February 17, 2026

Important Notice

The information provided on LoansLucre is for general informational purposes only. Please read this disclaimer carefully before using our services.

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LoansLucre is NOT a lender. We do not make loans or credit decisions. We operate as a marketing lead generator and loan marketplace that connects consumers with potential lending partners. The operator of this website does not endorse or charge you for any service or product.

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That you will receive a loan offer
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Any specific loan amount or interest rate
The best available terms in the market

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Interest rates offered
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APR Disclosure

Annual Percentage Rates (APR) vary by lender and are based on your credit profile, loan amount, loan term, and other factors. Typical APR ranges:

Personal Loans: 4.99% - 450% APR
Installment Loans: 6.63% - 485% APR
Short Term Loans: 200% - 1386% APR

Loans from states without statutory rate limits may have higher APRs.

Representative Example

If you borrowed $5,000 over a 48 month period with an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6,320.12. This includes the fee paid from the loan amount, resulting in a total cost of $1,720.12. Representative 18.23% APR.

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